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If you have a hard time understanding your dental insurance plan, particularly the treatments and services it covers, you’re not alone. That’s why Dr. Kelly Peterson and our team have put together a cheat sheet to help you through them.

It’s common for patients to get lost in the morass of the terms and phrases that surface when you’re dealing with a dental insurance plan. Knowing the commonly used terms can help speed up the process and enable you to get the most out of your coverage.

Common Terms

Annual Maximum: The most your policy will pay per year for care at Northwest Smile Design. It is often divided into cost per individual or per family.

Co-payment: Typically, a small amount the patient has to pay at the time of service before receiving care, and before the insurance pays for any portion of it.

Covered Services: A list of all the treatments, services, and procedures the insurance policy will cover fully under your contract.

Deductible: An amount you must pay out of pocket each year before the insurance company will contribute for any treatments or procedures. The amount can vary according to your plan.

Diagnostic Services: A category of treatments or procedures that most insurance plans will cover before the deductible, which may mean services that occur during preventive appointments with Dr. Kelly Peterson, including X-rays or general screenings.

Exclusions: Dental services not covered under a dental benefit program.

In-Network: An insurance company will usually cover a larger portion of the cost of the care if you see an in-network provider for treatment.

Out-of-Network: If you visit someone who is not a part of your provider’s network, the insurance company may pay for a portion of the care, but you will be responsible for a significantly larger share out of your pocket.

Lifetime Maximum: The most that an insurance plan will pay toward care for an individual or family over the entire life of the patient(s).

Limitations: A list of all the procedures the insurance policy does not cover. Coverage may limit the timing or frequency of a specific treatment or procedure, or exclude some treatments altogether.

Member/Insured/Covered Person/Beneficiary/Enrollee:  A person who is eligible to receive benefits under an insurance plan.

Premium: The regular fee charged by third-party insurers and used to fund the dental plan.

Provider: Dr. Kelly Peterson or other oral-health specialist who provides treatment.

Waiting Period: A specified amount of time that the patient must be enrolled with an insurance plan before it will pay for certain treatments.

It’s essential to understand the various insurance options available to you. Knowing what your insurance covers can save you major costs in the future.

Dr. Kelly Peterson and our dental staff hope this list of terms will help you understand your dental insurance plan better. Be sure to review your plan and ask any questions you may have about your policy the next time you visit our Marysville, WA office.

Time for some sweet talk! Many studies have been done to figure out why we enjoy sugar so much. Is it brain chemistry? Is it blood sugar getting a bit low? Is it our bodies craving a quick burst of energy?

It’s probably all of the above and more besides. After all, our biochemistry makes use of sugars on a cellular level. The carbohydrates in our diet break down into sugars, and these sugars are the body’s preferred source of energy.

Problems arise when we get too much of a good thing. There’s a difference between the carbs we need to fuel our bodies and the sugars we add to foods for flavor. Too many added sugars in the diet are linked to a number of medical conditions, including obesity, diabetes, heart disease, even prematurely aging skin.

And, of course, a sugar-heavy diet has a direct effect on your oral health.

There’s no way to sugar coat it. Plaque is mainly composed of bacteria, which feed on sugars. As they digest sugar, they produce acids. These acids attack our enamel, dissolving the calcium and phosphorus minerals which keep it strong. Weakened enamel leaves teeth vulnerable to decay, and decay creates cavities.

It’s natural to want a sweet treat every now and then, but without some attention, it’s easy to go overboard with added sugars and empty calories. If you’re searching for a middle way, balancing your love for sweet things with your love for cavity-free checkups, read on!

Be Choosy

• Check and compare labels for added sugars. You’ll be surprised how many foods have a high sugar content, even such health-oriented foods as flavored yogurts, sports drinks, fruit drinks, and protein bars.
• Consider the (sugar) source. White and brown table sugars and syrups break down easily as we’re eating them, adding empty calories which provide little nutrition, and increasing acidic conditions in the mouth.

Fruits, on the other hand, provide vitamins, minerals, antioxidants, and fiber along with their natural sugars. Switch out cookies, cakes, and pastries and their processed sugars for fruit when you crave something sweet.

• Chocolate lovers, don’t despair! It’s true, unless you’re eating 100% cocoa, you are probably getting added sugar in your candy bar. But dark chocolate is rich in antioxidants, iron, zinc, magnesium, and other essential minerals, too. When you indulge in chocolate, give dark chocolate a try.
• Not all candies are created equal! Soft candy bars and candies are healthier for your teeth than sticky or chewy confections, which tend to remain on your enamel for quite some time. Choose a treat that won’t stick with you.

Watch Your Timing

• If you must snack during the day, it’s better to choose foods without a high sugar content. Bacteria use sugars to produce acids right away. Saliva can neutralize acids in the mouth, but it takes at least 20 minutes for the process to start.

More meals mean more sugar, more acid production, and more time for these acids to cause their damage. That’s why we also suggest you . . .

• Eat your favorite dessert with a meal instead of waiting until later. You’ll be able to enjoy it even more knowing you’re limiting your exposure to harmful acids.
• Taking your time is not a good idea when it comes to sweets. We don’t mean you should gobble your food. We do mean that taking sips of sugary beverages throughout the day, or sucking on slowly dissolving candies, gives you a lot more exposure to sugar over a longer period of time.

Small Changes Can Make a Big Difference

• Drink water after enjoying something sweet to help wash away and dilute sugar.
• Straws protect your teeth from a sugar-bath if you are drinking sodas, sweetened energy drinks, or other sugary beverages.
• Sugar-free gum provides a burst of sweet flavor without added sugar. And even better? Chewing gum increases saliva, washing away food particles and acids and bathing teeth in enamel-strengthening minerals.

It’s natural to appreciate a sweet treat every now and then. If you’re not ready for a completely treat-free life, talk to Dr. Kelly Peterson at our Marysville, WA office about the best ways to have your cake and eat it—or even better, to recommend healthy substitutes to satisfy your sweet tooth.

Gum recession, a common result of gum disease, occurs when the gum tissue that surrounds the teeth wears away or pulls back, forming pockets between the gumline and exposing more of the tooth. Gum recession occurs gradually, so you might not know that you have it. Left untreated, gum recession can result in tooth loss. In addition, there are several studies that suggest that gum disease is associated with modest increases in coronary heart disease. Here are five ways to know if your gums are receding.

1. Healthy gums are firm, light pink, and very elastic. If your gums don’t fit that description, then it’s time to visit our Marysville, WA office. Red, swollen gums are a common symptom of gum disease, and may lead to gum recession.

2. Do your gums bleed easily when you brush or floss? If you have gum recession, even if you brush gently and with toothpaste specifically designed for sensitivity, it may still result in bleeding.

3. When you look in the mirror, do you see more of a tooth than you used to? This is one of the easiest ways to tell if you have gum recession. When gums recede, more of the tooth is visibly exposed. Look for lines or notches along the bottom of the teeth, as this typically indicates areas where the gums have receded.

4. One of the first signs of gum recession is tooth sensitivity. Does it hurt when you bite down or chew? The more gums recede, the more painful it is going to be. However, before you experience tooth sensitivity or pain, you may notice awkwardness when you bit down. When gum recession occurs, teeth can shift slightly, making it feel as if they are not properly aligned.

5. Loose teeth are a symptom of advanced gum recession and periodontal disease. In other words, the supporting bone structure of the teeth has already begun to deteriorate. If left untreated, it will result in tooth loss.

From deep cleaning (scaling) to gingival tissue grafting surgery, there are several ways to combat gum recession and periodontal disease. How gum recession is treated depends on how far advanced it is. Talk to Dr. Kelly Peterson about what options are best for you.

You use your mouthguard for sports, wear a nightguard if you grind your teeth, and never bite down on solid objects. But even with all the care in the world, accidents happen. If we break a leg, our bones can regenerate tissue and knit together over time. A cracked tooth, on the other hand, can only be repaired, but will not heal. The right treatment is essential to protect your injured tooth. If you suspect you have a fractured tooth, what should you do?

Sometimes you know right away when you’ve cracked a tooth. A fall off a bike, a blow to the face on the basketball court, a bite of something that turned out to be much harder than it should have been—the results can be instantly apparent. If you have a broken or chipped tooth, call our Marysville, WA office immediately. If you have lost a piece of your tooth, bring it in with you. Early treatment can not only restore the appearance of your tooth, but might prevent the possibility of infection or damage to the root and pulp.

Sometimes, a fractured tooth is an unwelcome surprise. It doesn’t take one specific incident to cause damage to a tooth. A crack or break can develop over time if you grind your teeth, have a large filling that has compromised a tooth, or have undergone a root canal procedure that has left the tooth brittle.  You might notice a crack or a missing piece of tooth, or experience pain while chewing or sensitivity to heat and cold. If you have any of these symptoms, call us. Once again, the earlier a tooth is treated, the better the outcome.

No matter how you discover an injury, immediate treatment by Dr. Kelly Peterson is the best way to safeguard your healthy smile. Prompt treatment and restoration repair your smile cosmetically, and, in the case of more serious fractures, extend your tooth’s life, prevent further damage, and ward off potential infections of the gum and bone.

We have many options for restoring your damaged tooth, and our recommendations will depend on the type of injury your tooth has suffered.

• Chips

It is important to bring any broken piece of your tooth with you because sometimes the piece can be reattached. If that is not possible, a small chip might only require bonding with a tooth-colored resin. A veneer is an option for a larger chip, or where a translucent, natural appearance is important. If the chip is deep enough, and there is pulp damage, we might suggest a root canal and a crown.

• Broken Cusps

A lost cusp is a common result of injury, especially near a filling. If the pulp is unaffected, which is generally the case, a filling or crown can restore the appearance and function of the tooth.

• Cracks through the Tooth

A tooth cracked from the chewing surface to the root presents a more serious problem. If the crack has extended to the pulp, but remains above the gum line, a root canal and crown can preserve the tooth. If the crack extends below the gum line, however, extraction might be necessary. Early cracks will eventually extend below the gum line, so early treatment is essential.

A tooth can also fracture from the root up. Any crack in the root is a serious matter, and often is not discovered until infection has set in. Extraction is a common recommendation, although some specific cracks near the tip of the root might be treated with endodontic surgery.

• Split Tooth

Sometimes an untreated vertical crack can lead to a tooth split into two pieces. An endodontist can determine whether any portion of the tooth can be saved, although extraction is more likely.

If you injure your tooth, or have any symptoms of a tooth fracture, call us immediately. Whether you have suffered a chipped tooth, a broken cusp, crown or root fractures, or even a split tooth, prompt treatment is the best way to restore and protect your attractive and healthy smile.